Nobody likes to make a budget. Classic money advice would have you creating a one-time budget for the year. This 12-month money workbook is designed to be flexible for your ever-changing lifestyle, all while giving you easy tools to track spending and savings. With a customizable design, you don't have to wait for the new year to get on track. Start now With an easy to follow format, you'll have your money sh*t organized in no time. Make it through all twelve months and you'll move to the head of the class.